Dave Ramsey is a genius. Have you ever listened to him or read any of his books? He really can break it down and tell you all about how to spend and how to save.  I read his book, Total Money Makeover a few years ago and am now completely out of debt except for […]

For all the years I have been on the world wide web, I often feel overwhelmed with the technology.  But I always tell myself that if a ten year old can figure it out, so can I.  There are lots of sources on the internet that give you the ability to learn and understand the […]

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